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A $10,000 First Home Owner Grant (FHOG) is available for households when they buy or build their first home for contracts signed from 1 July 2017 to 30 June 2021 ($20,000 is available for new homes built in regional Victoria). The home must be new, that is it can’t have been previously sold or used as a place of residence, and must be valued at $750,000 or less.

In addition, first home buyers may be eligible for stamp duty exemption or reduction (including the 50% duty waiver) when they purchase a new or established property in Victoria with a dutiable value up to $600,000. The duty concession applies where the dutiable value is more than $600,000 but not more than $750,000.

The Home Buyer Concession Scheme provides a full stamp duty concession for eligible lower income applicants. The total gross income of all buyers, including their partners (if any), must not be greater than the specified income threshold.

The First Home Buyer Assistance Scheme (FHBAS) entitles an eligible first home buyer to a concessional rate of stamp duty or even an exemption from paying it altogether.

First home buyers can pay no stamp duty on a new home valued at less than $800,000 or on an existing home valued at less than $650,000. A concessional transfer duty rate is available for first home buyers buying a new home valued between $800,000 and $1 million or an existing home valued between $650,000 and $800,000.

The First Home Owner (New Homes) Grant of $10,000 is available to households that buy a newly built or substantially renovated home.

Householders buying or building a new home can apply for a First Home Owner Grant (FHOG) of $10,000.

The Home Buyer Initiative makes it possible for low to middle income earners (including first home buyers) to buy a new residential property, or to build on vacant residential land. To be eligible, household income must be less than a specified threshold.

HomeBuild Access gives householders an opportunity to access low deposit home loan options for new-built homes or to buy vacant land and build their own home. The Territory Government can provide loans of up to 17.5 per cent of the purchase price of the new home. Householders will be required to obtain finance for 80 per cent of the purchase price through an approved financier, currently People's Choice Credit Union (People's Choice).

While there are no income or asset limits for applicants, purchase price limits for properties obtained using HomeBuild Access apply: for properties with up to two bedrooms the maximum purchase price is $475,000, and for properties with three or more bedrooms the maximum purchase price is $550,000.

The Queensland First Home Owners’ Grant can contribute $15,000 towards buying or building a new house, unit or townhouse (valued at less than $750,000). A new home is a brand new dwelling that has not been previously occupied as a place of residence or sold as a place of residence, or an established home that has undergone substantial renovations.

First home buyers may be eligible for the first home owner grant of up to $15,000 if they are buying or building a new home (a home that has not been previously occupied or sold as a place of residence, including a substantially renovated home) in South Australia; and the market value of the property is $575,000 or less. (The first home owner grant ceased for established homes on 1 July 2014.)

A $20 000 first home owner grant is available to eligible applicants who purchase or build a new home in Tasmania between 1 July 2016 and 30 June 2022 (inclusive).  A new home is a home that has not previously been occupied or sold as a place of residence.

For first home buyers of established homes, which have a dutiable value of $400 000 or less, a 50 per cent discount on property stamp duty is available.

First home owner grant (FHOG) gives eligible first home buyers $10,000 towards the cost of buying or building a new dwelling. The grant is not available for the purchase of an established home or for renovations to an existing home.

First home buyers may also be eligible for a reduction in the amount of stamp duty they must pay on the purchase of a new or existing home.

HomesVic applications opened in February 2018. The scheme is available to up to 400 households. Approximately 250 homes have now been purchased and others are progressing to realise their dream of home ownership.

Households must have a deposit of at least 5 per cent and earn no more than $84,555 for sole person households per year, or $107,105 for multiple person households.

The Affordable Homes Program, managed by Renewal SA, promotes shared equity assistance initiatives on behalf of SAHT. Eligible buyers enter into an agreement with the SA Housing Authority who will cover a percentage (up to 35%) of the initial investment into an Assist home, payable back following refinancing or sale– whichever comes first.

Western Australia's Housing Authority will fund up to a maximum of 30% of the purchase of the home for eligible homebuyers.

The scheme provides eligible tenants to purchase 70% of their Housing ACT property upfront, with IMB ltd. providing the finance. The remaining 30% equity of the property remains with Housing ACT. The purchaser agrees to progressively purchase this equity from Housing ACT over a maximum 15 year period.

Tenants in government-owned housing may use this loan to enter into a partnership with the state government to buy a share of their home. The home must be the one they’re currently renting and be available for purchase. The loan repayments are no more than 35% of tenant’s income home buyers are obliged to buy at least 60% of the property.

No government managed shared equity schemes were identified for NSW or Northern Territory.